Mon – Fri  9:30 AM – 5:00 PM
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+91 74488 23161
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aishwaryamfinances@gmail.com

Our Loan Products

Flexible, affordable, and designed around your real financial needs.

Three Loan Products. Endless Possibilities.

Each product is crafted to address a specific financial need. Compare the details and choose what works best for you.

Business Loan

For micro and small enterprises looking to grow

Loan Amount ₹25,000 – ₹10 L
Tenure 12 – 36 Months
Interest Rate From 18% p.a.
Processing Fee 1% – 2%

Eligibility Criteria

  • Age: 21 – 60 years
  • Existing business with minimum 1 year of operation
  • CIBIL score of 600 or above preferred
  • Valid Aadhaar, PAN, and business proof
  • Minimum annual turnover of ₹2 lakhs
Apply for Business Loan

Personal Loan

For personal expenses, emergencies, and more

Loan Amount ₹10,000 – ₹3 L
Tenure 6 – 24 Months
Interest Rate From 20% p.a.
Processing Fee 1% – 2%

Eligibility Criteria

  • Age: 21 – 60 years
  • Salaried or self-employed individual
  • Monthly income of ₹10,000 or above
  • Valid Aadhaar and PAN card
  • Latest 3 months' bank statements
Apply for Personal Loan

Vehicle Loan

For two-wheelers, four-wheelers & commercial vehicles

Coming Soon
Loan Amount ₹50,000 – ₹8 L
Tenure 12 – 48 Months
Interest Rate From 16% p.a.
Down Payment 10% – 20%

Eligibility Criteria

  • Age: 21 – 65 years
  • Valid driving licence
  • Vehicle insurance at time of purchase
  • Stable income – salaried or self-employed
  • Valid Aadhaar, PAN, and address proof

This product is coming soon. Contact us to register your interest.

What Makes Our Loans Different

Quick Disbursal

Loan approved and disbursed within 24–72 hours of document submission.

Minimal Paperwork

Simple documentation requirements. No unnecessary bureaucracy or delays.

Flexible Repayment

Choose repayment tenures and schedules that suit your cash flow and needs.

Dedicated Support

A personal loan officer is assigned to guide you through the entire process.

Plan Before You Apply

Use our free online tools to estimate your repayment or find out if you qualify — no registration needed.

EMI Calculator

Enter your loan amount, tenure, and rate to instantly see your monthly EMI and total repayment.

Try Calculator

Eligibility Quick-Check

Answer 4–5 short questions and find out if you meet the criteria for your chosen loan product.

Check Now

Not Sure Which Loan is Right for You?

Our team will help you understand your options and guide you to the best loan product for your situation.

Talk to Our Team See Application Process